Home improvement is life improvement.

Add value to your most important investment with a flexible, no-fee home improvement loan.

Deere Employees Credit Union offers top market rates for add-on mortgages and home equity lines of credit up to 95% of your home’s current value. With our quick and easy process and same-day funding, your remodeling project, partial extension or new roof is just a click away from being shovel-ready.

Rates vary according to flexible loan term, loan-to-value ratio and type of loan. Talk to your DECU representative for information to help you make your best choice. Or, get the ball rolling with a no-fee application via our Online Mortgage Loan Center.

Home Improvement Loan Features

  • Easy online application process
  • Same day funding
  • No application fee
  • Prerequisites :
    • Up to $7,500 : 650 credit score and 50% debt to income ratio    
    • Over $7,500 : 700 credit score and 40% debt to income ratio
  • Flexible terms up to 180 months for loans $7,501-$25,000

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