your first place loan

Why wait to get into your first place?

You might be able to get a home quicker than you think. With Empeopleā€™s First Place Loan, you can finance up to 100% of your homeā€™s purchase price. That means you donā€™t have to come up with a huge down payment to make your dream of homeownership a reality, and Empeopleā€™s First Place Loans do not require mortgage insuranceā€”which will save you even more money.

first place loan logo

Is a First Place Loan right for you?

  • Finance up to 100% of your homeā€™s purchase price.
  • You donā€™t have to pay mortgage insurance.
  • Realize your dream of home ownership now.
  • Save the money you would normally use on a down payment.
  • Empeople services all the mortgages we finance.
  • Your interest rate can be lower than a fixed rate mortgage

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