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The Ultimate Year-End Financial Checklist

Before you start decorating your Christmas trees and popping champagne bottles for the New Year, don’t forget to check-up on your financial health using a financial checklist. Did your net worth increase? Which investments performed the best? Most importantly—how does it all tie into your master plan for the future? If this is your first […]

7 Ways Your Credit Card Can Save You Money While Traveling

Whether you’re jetting off to your next vacation during the holidays or if you’re planning for a trip, using your credit card’s incredible travel benefits can actually save you a lot of money. DECU’s Visa® Signature Credit Card offers you a premium card experience that can ensure a stress-free vacation. The money saving benefits our […]

Ask Yourself This Before You Open A Store Credit Card

Opening a store credit card can provide many perks and discounts that could save you money immediately. However, in the long run, it can also be a source of stress and a damper on your credit scores. Whenever you find yourself asking, “Should I open a store credit card?”, remember to also ask yourself these […]

4 Reasons Why You Should Consider Adjustable Rate Mortgages

Adjustable rate mortgages (ARMs) are in their essence, mortgage loans with variable rates. Whether you are a first-time home-buyer or someone looking to purchase a second home, here are four big reasons why you should consider Adjustable Rate Mortgages (ARM). It could very well save you thousands down the road. #1: Lower rates help you […]

How to Maximize Your Savings this Black Friday

Black Friday is the most competitive selling day of the year for both retailers and consumers. This shopping season is all about saving those hard-earned dollars and spending them wisely. You don’t want to miss-out on great deals, but at the same time, the options out there can be so overwhelming you don’t know where […]

How to Get a Perfect Credit Score

Are you looking to improve your credit score? Achieving a perfect score is certainly something for which to aspire, but it’s actually not that necessary. Just 1.5% of scorable U.S. consumers earn a perfect 850 credit score, according to Ethan Dornhelm, VP of Scores & Predictive Analytics at FICO® [1]. Most lenders agree that as […]

One Fool-proof Savings Trick That Is Guaranteed To Grow Your Funds Faster

Savings is a part of life. Whether you’re saving for a vacation, a house or a college fund for your kids, it is important to know the best way to put your money to work and make it grow faster. Today, we want to share a savings trick (that not many people utilize, unfortunately) that […]

Everything You Need to Know About Emergency Funds

Life is full of unexpected events. From illnesses to job layoffs, emergencies happen. We believe that family should always come first. Hence, an emergency fund serves as the bedrock for you and your family’s well-being and financial stability. For what exactly are emergency funds used? Some of the most common emergencies and unexpected events people […]

How Does Refinancing Work and When To Refinance My Mortgage

There are many reasons as to why you should consider refinancing. As with any financial decision, arming yourself with knowledge of how refinancing works, its benefits and risks is always a good practice. You could potentially save yourself a hundred or two every month. Now that’s some significant savings that could be invested elsewhere. What […]

A First-time Home Buyer’s Guide to Mortgages

Thinking of buying your first home by getting a mortgage, but don’t know where to start? Here is a break-down of the absolute must-knows from mortgage rates to first-time home buyers benefits, and everything in-between. Pull out your pen and paper because you’re about to do some hands-on math exercises, or if you’re uncomfortable hearing […]